// 09 — Services

Three ways to engage GridSchema.

Every engagement is individual and starts from your own three months of statements — not from a template. The differences are depth, cadence and price.

SPEC.A · One session

Baseline consultation

A single 90-minute working session. We classify your last 90 days of spending, name the three biggest cash leaks, and write one next-action item. You leave with the baseline ledger.

NT$3,500 · one session · Taipei office or remote

Book baseline
SPEC.B · 12 months

Rolling 12-month plan

Baseline plus a month-by-month cash-flow plan with reserve target, debt-repayment order and red-flag months. Includes one variance review at month 3, 6, 9 and 12. Best for households with stable income.

NT$12,000 · 12 months · quarterly reviews

Start the plan
SPEC.C · Ongoing

Ongoing planning support

Rolling plan plus monthly variance reviews, ad-hoc questions by email, and one full re-plan per year. Designed for households in transition — new job, relocation, parental care, or a child entering school.

NT$2,500 · per month · monthly reviews

Request ongoing support
// 10 — What is and is not included

Scope, written down so it cannot drift.

GridSchema works only on household budgeting and cash-flow planning. We do not sell investment products, insurance, or loans, and we accept no referral fees from anyone who does.

Included

  • Classification of your last 90 days of household spending against a fixed chart of accounts.
  • A 12-month rolling cash-flow plan keyed to your actual pay and bill cycles.
  • Written variance notes at each scheduled review, in plain language.
  • A single next-action item after every review — the one step we ask of you before the next session.

Not included

  • Investment advice, portfolio management, or securities recommendations.
  • Insurance product sales or referrals — we will tell you when to talk to a licensed agent, not act as one.
  • Tax filing or tax advisory — we coordinate with your tax accountant but do not replace one.
  • Estate planning, will drafting, or trust structuring.

Pricing shown in New Taiwan dollars, no decimals, per Taiwan convention. Final commercial terms are set out in writing before any engagement begins. See /refund/ for the cancellation and withdrawal policy.

// 11 — Next

If you have three months of statements and one hour, you have enough to start. The baseline consultation is the smallest engagement that tells you the truth.

Book a consultation Read the process